Buying Property Under €100,000
Properties under €100,000 offer excellent choice across Montenegro, including genuine coastal options. This budget opens up one and two-bedroom apartments in popular areas, modern studios in good locations, and renovation opportunities with potential.
At this price point, you can find apartments with sea views, properties in walkable beach locations, and homes in historic towns. The €75,000-€100,000 range particularly offers quality options.
This is Montenegro's "sweet spot" for many buyers - enough budget for quality but still representing good value compared to Western European coastal markets.
Where to find property Under €100K
Herceg Novi - quality apartments under €100k
Bar area - one-beds with sea views
Budva outskirts - within reach of beaches
Kotor Bay villages - waterfront options
Žabljak - mountain resort apartments
Ulcinj - larger apartments, beachfront
What to expect
- One-bedroom apartments (40-55m²) in coastal areas
- Two-bedroom apartments in secondary locations
- Studios in premium areas like Budva
- Apartments with sea or mountain views
- Mix of new-build and renovated properties
- Walking distance to beaches in many cases
Tips for buyers
- Best value often in €80,000-€100,000 range
- Consider Herceg Novi for undervalued coastal property
- New developments offer modern finishes vs renovation work
- Check rental projections - this range can yield 5-7%
- Look for properties with parking (rare and valuable)
Properties Under €100K
€0
House for Sale | Ljesevici Kotor
€1,000
Property in Montenegro, Herceg Novi, Kumbor
€18,000
Nekretnine Crna Gora, Herceg Novi, Ratiševina
€36,000
Nekretnine Crna Gora, Herceg Novi, Drenovik
€40,000
Nekretnine Crna Gora, Herceg Novi, Luštica, Mrkovi
€40,000
537 m² Urbanized Land in Pobrđe, Kotor
€45,000
Nekretnine Crna Gora, Herceg Novi, Mokrine
€50,000
Nekretnine Crna Gora, Herceg Novi, Ratiševina
€50,000
Nekretnine Crna Gora, Herceg Novi, Bijela
€55,000
Nekretnine Crna Gora, Herceg Novi, Mojdež
€55,000
Studio Apartment in Centar, Cetinje
€55,000
For Sale Urbanized land
Frequently asked questions
Where can I buy near the beach for under €100k?
Herceg Novi, Bar, Sutomore, and Ulcinj all offer beach-adjacent properties under €100,000. Even Budva area is possible in outlying neighbourhoods like Rafailovići for well-priced units.
What size apartment can I get for €100k?
Expect 40-55m² (one-bedroom) in coastal areas, or up to 70m² (two-bedroom) in inland cities. In premium areas like Budva, studios of 25-35m² are more realistic.
Is €100k enough for a good investment property?
Yes, this budget can achieve 5-7% gross yields in tourist areas with summer rentals. Year-round rentals in Podgorica or Igalo offer steadier income. Focus on one-beds with good locations.
Should I buy new-build or resale?
New-builds offer modern finishes and fewer issues but may lack character. Resale properties often have better locations and negotiating room. Consider which matters more for your goals.
Find your property Under €100K
Browse verified properties or speak directly with local agents